Poster Competition Results 2010

7 Years & Under Category

8-10 Years

11-13 Years

Special Category

Winners in December 2010 Monthly Members Draw
 

Winners in November 2010 Monthly Members Draw
 

Winners in October  2010 Monthly Members Draw

Winners in Sept 2010 Monthly Members Draw
 

Winners in August 2010 Monthly Members Draw

Winners in July 2010 Monthly Members Draw
 

Winners in June 2010 Monthly Members Draw

Warning

An email is going around seemingly from the Irish League of Credit Unions.  The address used is Billing@creditunion.ie

This is not from the Irish League of Credit Unions.  Simply Delete this email. Do not respond in any way.  The link to confirm your billing records asks for your passport number and expiry date.  Please note that the Irish League of Credit Unions and Credit Unions will never ask you for this information either by email or telephone and your should never disclose this information to anyone.
 

Managing Your Finances
 

In the current recession money problems can seem insurmountable-which is why Credit Unions in Cork have taken the initiative in offering valuable advice.  The credit unions have teamed up with MABS (Money Advice Budgeting Service) to offer advice to people who have found their ability to meet their financial commitments hit by less income-either due to a job loss or pay reduction or another change in circumstance.  They've drawn up a leaflet, with guidelines on how to manage your financial debt-including advice on the steps to take to try and work your way back into the black, and a detailed budget sheet to start you on your way.  There will not be an easy solution to your money problems-but more often than not , debt problems can be resolved with time and effort.

1. Work out your budget -be honest.  Using a budget planner , you can make a list of all your income and outgoings. This will help to highlight areas where you could save a bit of money and it will help to prioritise your spending.   Log on to www.corkcreditunions.com for a downloadable version of the budget planner. 
2. Assess and prioritise your debts.  The worst thing to do is to ignore attempts by creditors to contact you-this could lead to legal action, and affect your credit rating.
3. Repayment plans-contact the companies that you owe money to .  Be open and honest about your circumstances, and try to come to an arrangement of repayments that you can afford to meet.
4. Beware of borrowing to repay-you could just be getting deeper into debt.  Stay well away from "easy money"-companies offering pay day advances and money lenders might seem like a solution at the time, but with legal doorstep lending companies charging 272.2% APR*, unsuspecting borrowers are left repaying hundreds of Euros in interest alone.
    

Credit unions have been a source of affordable credit in Ireland for the past 40 years.  We would ask our members, who might be experiencing financial troubles, don't delay-come and speak to us today, and see if we can help.
 

Log onto www.corkcreditunions.com for a downloadable version of the Budget Planner leaflet.  Further assistance can be found with MABS by contacting them on 1890283438 or log onto their website, www.mabs.ie
*Provident Personal Credit, as stated on their website May 18th 2010
 

Short Essay Competition -"Why Saving is Important"

Thank you very much to all the participants in this competition.  An awards ceremony was held on Wed the 22nd June 2010.  The results are as follows:

Special Category

7 Yrs & Under

8-10 Yrs

11-13 Yrs

Credit Union National Youth Savings Week will take place from the 10th -16th May 2010.  The aim of this new initiative is to encourage young people to develop a savings habit at their local credit union.  To promote this we are running a short Essay Competition for children on why saving is so important.  The competition is aimed to cater for all ages with categories ranging in ages from under 7 to 13 years.  There is also a Special Category which caters for children who may have learning, physical or mental disabilities.  We are offering your pupils a chance to participate in this competition.  Please be aware of some important notes:

>The topic is " Why Saving is Important"
>The Competition has 2 categories: General & Special with 3 age sub categories:
       >  7 yrs and under
       >  8/10 yrs
       >  11-13 yrs
>The length of the essay for the different age categories are as follows:
         >7yrs and under- a maximum of 100 words
         >8/10yrs- a maximum of 150 words
        >11/13 years- a maximum of 200 words
>Entries must be handed into the Credit Union Offices, Kent St, Clonakilty, on or       before Friday 14th May 2010
>Essay entries are to be submitted on A4 paper only.
>Entry forms are available at the Credit Union Offices, Kent St, Clonakilty, or from your school.

Winners in May 2010 Monthly Members Draw

Winners in April  2010 Monthly Members Draw
 

Poster Competition 2008/2009
"My Credit Union , My Choice". 

The time for the Annual Poster Competition is with us again.  The competition has been running for 25 years now and caters for all ages with categories ranging in ages from under 7 to over 18.  There is also a Special Category which caters for children and adults who may have a learning, physical or mental disability.  The posters of the national prize-winners will be featured in the Credit Union calendar for 2011.  

The standard of entry for this years competition was again very high.  There was a record number of entries. A prize giving ceremony was held on Friday 13th  November 2009, for the prize-winners, their teachers and parents. A great time as had by all.   May we take this opportunity to thank all the teachers and parents for their continuous support in this competition.  There was a record 189 entries this year! The 1st place winning posters will go  forward  to  Cork Chapter  XI level for judging on Fri 20th November 2009.  We wish them well at this stage. The winners of our local phase are listed below:

7yrs and Under

8-10 Years

11-13 yrs

14-17 yrs

18 years and over

Special Category

We are delighted to announce that Paulena Ahern  and COPE Foundation were successful at Cork Chapter XI level of the competition.  Their posters went on to be judged nationally on Sunday 7th Feb 2010.  Unfortunately both entrants were unsuccessful at this stage.  A thank you to all participants, teachers and parents.

Photos:
 

Clonakilty Credit Union Pleased To Announce No Lending Rate Increase

 Various other lenders in the market have recently announced  lending  rate hikes but Clonakilty Credit Union is pleased to announce that their lending rates are to stay the same.  These lenders have also predicted  an increase in bank charges. Therefore, we would like to take this opportunity to remind you that  there are no charges or fees on your account.  Please phone or drop into our offices for a competitive loan quote from our friendly and efficient staff.

Winners in February 2010 Members Draw